Lease VS. Purchase

Lease vs Buy: Discover Which Option is Best for You at Sugar Loaf Ford Inc

Car shopping doesn't have to be difficult when you have a team of experts ready to assist you. When you choose our dealership, you can count on our knowledgeable sales and finance teams to provide you with the guidance you need to make informed choices about your car buying process.

One of the choices that you will need to make when you are looking for a new Ford car, truck, or SUV is whether you should buy or lease. The finance center at Sugar Loaf Ford Inc., located at 122 W Service Drive in Winona, MN, is here to help inform you about your options.

Is Leasing Right for Me?

Leasing is an option that many car shoppers fall in love with when they enter the market for their next vehicle. A Ford lease agreement might be the right choice for you if you meet the following criteria:

  • You drive 15,000 miles a year or fewer
  • The urge to shop for a new car, truck, or SUV hits you every few years
  • There is no urge to personalize your new Ford vehicle

Some of the advantages of leasing your new Ford model include:

  • A low monthly payment on a new Ford model
  • The chance to upgrade to a newer Ford vehicle every few years
  • Warranty coverage while you are leasing the Ford car, truck, or SUV
  • You won’t need to trade or sell your car once the lease ends

Is Buying My New Ford Vehicle the Best Option for Me?

Many car shoppers consider financing to be the right option for their shopping needs. As with leasing, financing comes with a host of perks. Financing might be a good fit for you if the following is true:

  • You have an unpredictable or high mileage driving lifestyle
  • The thought of car buying every few years isn’t very appealing
  • You have plans to modify your new Ford vehicle

Some car buyers fall in love with the many benefits of financing. These advantages include:

  • No need to worry about a mileage limitation
  • Equity that can be used toward a newer car once your auto loan is paid in full
  • End-of-lease fees are not applicable when you finance
  • You won’t have any car payment once your car loan is paid in full

Contact the finance center at Sugar Loaf Ford Inc., or apply for credit to begin the process of your purchase or lease today.

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  1. Sugar Loaf Ford Inc.

    1222 W Service Dr
    Winona, MN 55987

    • Sales: (507) 454-5170
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Get in Touch

  • Contact our Sales Department at: (507) 454-5170
  • Monday8am-7pm
  • Tuesday8am-5:30pm
  • Wednesday8am-5:30pm
  • Thursday8am-7pm
  • Friday8am-5:30pm
  • Saturday8am-4pm
  • SundayClosed